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Loans for all life occasions

Explore NLB Komercijalna banka's offer and choose the right loan to achieve your goals

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Various Financing Models
Combined, variable or fixed interest rates
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Special Conditions
For energy-efficient solutions
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From 10% Down Payment
When buying your first home

For other cases, the minimum down payment is 20% of the purchase price of the property/item or the estimated cost of work.

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With Additional Cash
Up to 600,000 RSD

For all new NLB home loan customers.

Home Loans with Variable Interest Rates

Variable interest rates allow you to take advantage of favorable market conditions and potentially lower your monthly payments during the loan repayment period. Use our services and the home loan calculator to quickly estimate monthly fees and find the optimal financing solution for your home.

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Favorable Conditions

A Fast and Reliable Option for Purchasing, Building, or Refinancing

Favorable interest rates
Loan terms from 8 to 30 years
Up to 300,000 EUR
Down payments starting from 10% for first-time home purchases

Home Loans with Combined Interest Rates

Get the best of both worlds: a combination of a fixed interest rate that provides security with stable installments and a variable interest rate that allows you to take advantage of favorable market conditions, potentially lowering your monthly payments in the futureā€”an ideal solution for your housing needs.

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Fixed installment for up to 6 years.

A flexible option tailored to your needs. Quick and easy access to your new home.

Fixed rate for the first 3 or 6 years
From 8 to 30 years
Up to 300,000 EUR
Participation starting from 10% for the purchase of the first property

Are you planning to invest in an energy-efficient property?

Green mortgage loans and modern banking provide more favorable financing conditions for eco-friendly properties, reducing energy consumption and contributing to environmental protection.

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Green Loan

Sustainable Financing

A Great Opportunity for a Green Mortgage Loan

For purchasing residential properties with energy classes A and B
Repayment period from 8 to 30 years
From 30.000 to 300.000 EUR
No loan processing fees