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Housing loan with combined interest rate

Take advantage of right opportunities for stability in the initial period and the ability to adapt your financial obligations to market changes in the long term

up to

300.000 EUR

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Fixed instalments
during the first 3 or the first 6 years
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Simple procedure
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Loan amount
From 30.000 to 300.000 EUR
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96 to 360-month
repayment period
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Buy the first apartment with a 10% down payment
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No loan processing fees
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For purchase, construction, adaptation and refinancing

Housing loan with combined interest rate in RSD indexed in EUR without NKOSK insurance

Down payment - minimum 20% of the property purchase price
96 to 360-month repayment period
No loan processing costs
Nominal and effective interest rate (annual): from 4.50% to 4,95% fixed, first 72 months, from 2,50% to 2.75% + 6M Euribor, variable, after 72 months; EIR of 4,97% or from 4.50% to 4.95% fixed, first 36 months, from 2,50% to 2.75% + 6M Euribor, variable, after 36 months; EIR of 5,07%
Refinance the loan from another bank

Refinance the loan from another bank quickly and easily – without going to their branch office. We communicate with the bank whose loan you want to refinance, until the loan is closed.

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Loan conditions
Get to know the details of different housing loan models with a combined interest rate
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Loan Terms and Conditions – Housing Loans Not Insured with NKOSK with a Foreign Exchange Clause – Combined Interest Rate
Representative examples
Take a look at the representative example of the loan model of your interest
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Representative example-housing-insured at NKOSK-combined interest-72 fixed
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Representative example - housing-uninsured at NOSK- combined interest rate-72-fixed
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Representative example - housing-uninsured at NKOSK-combined-fixed interest 36
Documents
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Housing loans - necessary documentation