Housing loans with variable interest rate
The right answer to your housing situation
up to 300.000 EUR
Simple procedure
Loan amount
From 30.000 to 300.000 EUR
Repayment period
96 to 360-month
Buy the first apartment
with a down payment from 10%
for other cases, minimum is 20% of the amount of the purchase price of the real estate/project and construction estimate.
For purchase, construction, adaptation and refinancing
Housing loan in RSD indexed in EUR with EIR of 6.16%
Down payment of minimum 20% of the property purchase price
96 to 360-month repayment period
No loan processing costs
Nominal and effective interest rate (annual): NIR: from 2,55% to 2.75% + 6M Euribor, variable (loan model without NKOSK); EIR of 6.16%
Refinance the loan from another bank
Refinance the loan from another bank quickly and easily – without going to their branch office. We communicate with the bank whose loan you want to refinance, until the loan is closed.
Loan conditions
pdf
129 KB
Loan terms - housing loans unisnsured at NKOSK with currency clause
pdf
67 KB
Loan terms - dinar housing loans insured at NKOSK
pdf
67 KB
Loan terms - dinar housing loans uninsured at NKOSK
Representative examples
Take a look at the representative example of the loan model of your interest.
pdf
145 KB
Representative example - housing - uninsured at NKOSK
pdf
66 KB
Representative example - housing - insured at NKOSK - RSD
pdf
45 KB
Representative example - housing - uninsured at NKOSK - RSD
Would you like an offer?
Call us
We are here to answer all your questions.
Documents
pdf
89 KB
Housing loans - necessary documentation
