For energy efficient properties
Green housing loan
Choose an apartment that saves energy and take advantage of special terms for a housing loan
More favourable terms
for the purchase of energy-efficient properties
Buy the first property
with a minimum down payment of 10%
Maximum repayment period
360 months
Savings in CO2 emissions
Special conditions for first apartment buyers
Down payment from 10%
Up to 240 months of repayment period
Maximum loan amount EUR 100,000
Loan characteristics
From EUR 30.000 to EUR 300.000 loan amounts
in dinar equivalent at the NBS middle exchange rate
96 to 360-month repayment period
Choose the repayment period that suits you, depending on your needs
No loan processing fees
Nominal interest rate (annual variable):
NIR: from 2,50% to 2.70% + 6M Euribor, variable (loan model without NKOSK); EIR of 6.11%
Would you like an offer?
Call us
We are here to answer all your questions.
A home loan that takes care of nature and your budget
Choose an apartment which saves energy, take advantage of special terms for a housing loan and buy energy class A or B property.
The building’s energy passport shows general data about the building, about the required energy for heating, savings in CO2 emissions, thermotechnical data and recommendations to improve the building’s energy properties.
The building’s energy class shows how much energy is used to heat 1 square metre of living space.
Terms of green housing loans
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Green housing loans with a foreign exchange clause, insured and not insured with NKOSK
Representative examples
Take a look at the representative example of the loan model of your interest
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Green housing loans with a currency clause, insured and uninsured by NKOSK – without life insurance.
Documents
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Green housing loans with and without NKOSK insurance - necessary documentation
